Invest in yourself and invest in your future with our great Certificate of Deposit and Individual Retirement Accounts.

For over a century, URSB has been helping our community navigate towards retirement with incredible success.

Carteret Ultra CD.

Our banking professionals are ready to serve you on your journey toward financial freedom with these great options:

CDs (Certificates of Deposit)

Safe and secure, a CD with URSB is the perfect way to save for the future. Open a deposit, earn interest, and enjoy a greater quality of life later on. We make it easy.

  • $500 minimum deposit to open account
  • $500 minimum balance to obtain annual percentage yield

  • Interest is compounded & credited monthly

  • Automatic renewal for added convenience

  • Interest may be withdrawn during term of the certificate

  • No monthly service fees

Call us today to open a CD

Call us today to open a CD


Individual Retirement Accounts (IRAs)

Saving for retirement can certainly seem overwhelming.

That’s why we work to make it as simple as possible with expertise, IRAs, and considerate customer care with every visit.

Let us help you prepare for the road ahead with a Traditional or Roth IRA, depending on your savings goals.

Call us today to open an IRA

Call us today to open an IRA