URSB’s Kasasa Cash® 3.00% APY* on balances up to $20,000

Enjoy high interest earnings and refunds on ATM withdrawal fees.

We literally pay you to bank here. URSB’s free Kasasa Cash® checking pays up to 3.00% APY* on your balance every month, just for doing simple banking activities you probably already do.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Carteret or anywhere else. Link your account to URSB’s free Kasasa Saver® to make saving easy. Open your accounts online now!

Kasasa blue image with text "earn way above the national average"

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. There is a requirement of twelve (12) PIN-based or signature-based debit card purchases per Monthly Qualification Cycle in order to qualify (ATM-processed transactions do not count). Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. A $50.00 minimum deposit is required to open the account. A monthly direct deposit, ACH payment, or Bill Pay transaction is a condition of URSB’s Kasasa Cash account to qualify for the account’s rewards.

Reward Information: When URSB’s Kasasa Cash qualifications are met during a Monthly Qualification Cycle, (1) balances up to $20,000.00 receive APY of 3.00%; and balances over $20,000.00 earn 0.2996% interest rate on the portion of balance over $20,000.00, resulting in a 0.75% APY depending on the account’s balance (APY calculations are based on an assumed total account balance of $120,000.00) and (2) you will receive reimbursements up to an aggregate total of $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) calendar days of the withdrawal transaction. Interest and ATM withdrawal fee reimbursements will be credited to your URSB Kasasa Cash account on the last day of the Monthly Qualification Cycle. APYs accurate as of 07/06/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. When URSB’s Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Limit 1 account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our URSB Customer Service Representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

*APY = Annual Percentage Yield

**Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle, which begins on the 3rd Thursday of every month.