URSB’s Kasasa Saver® 1.75% APY* on balances up to $100,000
Grow your savings effortlessly while earning a high rate of return.
When you earn cash rewards in your URSB Kasasa checking, those earnings transfer into your URSB Kasasa Saver. Plus, URSB’s Kasasa Saver pays up to 1.75% APY* on your balance! That’s Kasasa at URSB — free accounts that reward you just for banking with us. Open your accounts online now!
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. A $25.00 minimum deposit is required to open the account. A URSB Kasasa Saver is required to be linked to a URSB Kasasa Cash or URSB Kasasa Cash Back account in order to receive automatic savings.
Reward Information: When your URSB Kasasa Cash or URSB Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $100,000.00 receive APY of 1.75%; and balances over $100,000.00 earn 0.2996% interest rate on the portion of balance over $100,000.00, resulting in a 0.68% APY depending on the account’s balance (APY calculations are based on an assumed total account balance of $150,000.00). URSB Kasasa Cash: Balances up to $20,000.00 receive a non-compounding APY of 3.00%; and balances over $20,000.00 earn 0.2996% interest rate on the portion of balance over $20,000.00, resulting in a 0.55% APY depending on the account’s balance (APY calculations are based on an assumed total account balance of $120,000.00). APYs accurate as of 07/06/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. URSB’s Kasasa Cash or URSB’s Kasasa Cash Back: When linked to the URSB Kasasa Saver account, the interest earned within the URSB Kasasa Cash or URSB Kasasa Cash Back account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your URSB Kasasa Cash or URSB Kasasa Cash Back account if the account’s balance is less than the transferred amount when transfer occurs. Limit 1 account per social security number / individual taxpayer identification number. You may only make six (6) pre-authorized withdrawals/transfers/checks/debit card or similar transactions per Monthly Qualification Cycle. There are no recurring monthly service charges or fees to open or close this account. When URSB Kasasa Cash or URSB Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY Contact one of our URSB Customer Service Representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
*APY = Annual Percentage Yield
** Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle, which begins on the 3rd Thursday of every month.